Understanding House Warranty Coverage: What You Need to Know

When purchasing a home, a house warranty can provide peace of mind by covering unexpected repairs. But what exactly does house warranty coverage include?

What is House Warranty Coverage?

A house warranty is a service contract that covers the repair or replacement of major home systems and appliances. This coverage is designed to protect homeowners from high repair costs due to normal wear and tear.

Key Features of House Warranty Coverage

Included Systems and Appliances

Most house warranties cover essential systems and appliances such as:

Heating and cooling systems
Electrical systems
Plumbing systems
Refrigerators
Ovens
Dishwashers

While coverage can vary, these are common inclusions in many plans.

Understanding Exclusions

It's crucial to understand what is not covered. For instance, structural issues and permit fees are typically not included. To learn more, visit will home warranty cover pre existing conditions.

How to Choose the Right House Warranty

Assess Your Needs

Consider the age of your home and appliances. Older systems may benefit more from a comprehensive warranty.

Compare Plans

Look for plans that offer the best coverage for the systems and appliances you prioritize. It's advisable to compare the cost and coverage details of different providers.

Read the Fine Print

Always read the terms and conditions carefully. Pay attention to limits on coverage and service fees.

FAQs on House Warranty Coverage

What is typically not covered by a house warranty?
House warranties often exclude pre-existing conditions, intentional damage, and certain structural issues. For more information, see will home warranty cover water damage.
Can I purchase a house warranty at any time?
Yes, you can purchase a house warranty at any time, although some companies may require an inspection.
Do house warranties cover new homes?
Yes, house warranties can cover new homes, but coverage may overlap with manufacturer warranties on new appliances.